Terms & Conditions

Last Updated: 2025-08-07 10:00am est.

Effective Date: 2025-08-07 10:00am est.

Welcome to Cliqsilver.com, operated by Cliqsilver (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your use of our website, tools, content, and related services (collectively, the “Services”).

By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

1. Eligibility

You must be at least 18 years of age and reside in the United States to use our Services. By using Cliqsilver, you represent and warrant that you meet these eligibility requirements.

2. Description of Services

Cliqsilver offers a digital platform where users can:

  • Learn about debt relief and financial strategies
  • Input basic financial information
  • Receive a customized “Debt Escape Plan”
  • Be matched with third-party financial services providers (Plan Match Providers)

We are not a lender, credit counselor, or financial advisor, and do not make credit decisions or offer financial products ourselves.

3. Consent to Share and Sell Information

By submitting your information, you authorize Cliqsilver to share or sell your personal information to Plan Match Providers in exchange for compensation, after obtaining your affirmative consent. This may include your contact details and financial snapshot.

You acknowledge and agree that:

  • One or more third-party providers may contact you
  • You are not obligated to engage with any provider
  • Our compensation may be based on your data submission or engagement

See our Privacy Policy for further details.

4. No Financial or Legal Advice

All information, tools, and calculators on our site are for informational and illustrative purposes only. They do not constitute financial, legal, or tax advice. Always consult a licensed professional before making financial decisions.

5. No Guarantee of Results

Cliqsilver makes no guarantees regarding:

  • Being matched with a provider
  • Acceptance into any program
  • Specific financial outcomes such as debt reduction or payment savings

All results depend on your individual circumstances and provider criteria.

6. Third-Party Providers and Content

We may link to or share information with third-party Plan Match Providers. These parties operate independently and have their own terms and privacy policies. We are not responsible for:

  • The content or accuracy of third-party materials
  • Services provided by third parties
  • Any damages or losses resulting from third-party interactions

7. User Responsibilities

You agree to:

  • Provide accurate and truthful information
  • Use our Services only for lawful purposes
  • Not attempt to damage, disrupt, or reverse-engineer the platform
  • Not impersonate others or misrepresent your identity

8. Intellectual Property

All content, features, design elements, and software on Cliqsilver.com are the property of Cliqsilver or its licensors and are protected by applicable intellectual property laws. You may not copy, distribute, or modify any part of the site without written permission.

9. Disclaimers

The Services are provided “as is” and “as available” without warranties of any kind. We disclaim all express and implied warranties, including:

  • Merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy or reliability of information or results

10. Limitation of Liability

To the fullest extent permitted by law, Cliqsilver is not liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Services.

Our maximum liability under any circumstance shall not exceed one hundred dollars ($100).

11. Indemnification

You agree to indemnify and hold harmless Cliqsilver and its officers, employees, agents, and affiliates from any claims, damages, losses, or expenses (including legal fees) arising out of:

  • Your use or misuse of the Services
  • Your violation of these Terms
  • Your interactions with third-party providers

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of laws principles.

13. Binding Arbitration Agreement

PLEASE READ THIS SECTION CAREFULLY — It affects your legal rights.

You and Cliqsilver agree that any dispute, claim, or controversy arising out of or relating to the Services or these Terms — including the validity, enforceability, or scope of this arbitration provision — shall be resolved exclusively through final and binding arbitration, rather than in court.

Key Terms:

  • Arbitration will be conducted by a single arbitrator under the rules of the American Arbitration Association (AAA).
  • The arbitration will take place in Georgia, unless both parties agree to a different location or to a remote hearing.
  • Each party will bear its own legal fees and costs, unless the arbitrator awards otherwise.
  • The decision of the arbitrator shall be final and enforceable in any court of competent jurisdiction.
  • No class actions — you may only bring claims in your individual capacity, not as a plaintiff or class member in any purported class or representative proceeding.
  • You may opt out of this arbitration agreement within 30 days of first using the Services by emailing support@cliqsilver.com with subject “Arbitration Opt-Out” and your full name.

14. Termination

We reserve the right to suspend or terminate access to the Services at any time, with or without cause or notice, including for violations of these Terms.

15. Changes to These Terms

We may modify these Terms from time to time. Material changes will be posted on this page with an updated “Last Updated” date. Your continued use of the Services constitutes acceptance of the revised Terms.

16. Contact Us

For questions about these Terms, please contact:

Email: support@cliqsilver.com
Mailing Address: 817 W Peachtree St NW, Suite P200, Atlanta, GA 30308